Terms of Service

Acceptance of Terms

By accessing or using the services provided by AgileFactor AG ("Company", "we", "our", or "us"), you ("Client", "you", or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our services. These Terms apply to all users of our website, programmes, consultations, and related services.

Description of Services

AgileFactor provides educational services focused on wealth-building strategies and the money habits of self-made millionaires. Our services include but are not limited to: mentorship programmes, educational courses, workshops, consultations, and related materials. All services are for educational purposes only and do not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

User Obligations

As a user of our services, you agree to:

• Provide accurate and complete information when registering or using our services
• Maintain the confidentiality of your account credentials
• Use our services only for lawful purposes and in accordance with these Terms
• Respect the intellectual property rights of AgileFactor and third parties
• Not share, distribute, or reproduce our proprietary materials without written permission
• Participate in programmes with professionalism and respect for other participants
• Notify us immediately of any unauthorised use of your account

Payment Terms

Payment for services is due in accordance with the specific terms outlined in your service agreement or programme enrolment. All fees are non-refundable unless explicitly stated otherwise in writing. We reserve the right to modify our pricing at any time, though changes will not affect existing agreements. Late payments may result in suspension of services and additional fees.

Intellectual Property

All content, materials, courses, methodologies, and intellectual property provided by AgileFactor are owned by the Company and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use our materials solely for your personal educational purposes. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Privacy and Confidentiality

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your personal information. We maintain strict confidentiality regarding your participation in our programmes and any personal information shared during consultations, subject to applicable law and our Privacy Policy.

Disclaimers

Our services are provided for educational purposes only. We make no guarantees regarding financial results, investment performance, or wealth creation outcomes. Past performance and case studies do not guarantee future results. All financial decisions remain your sole responsibility. The information provided should not be construed as personalised financial advice, and you should consult with qualified professionals before making investment or financial decisions.

Limitation of Liability

To the maximum extent permitted by law, AgileFactor AG shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our services. Our total liability for any claims relating to our services shall not exceed the amount you paid for the specific service giving rise to the claim. This limitation applies regardless of the legal theory upon which the claim is based.

Indemnification

You agree to indemnify, defend, and hold harmless AgileFactor AG, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Germany, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Munich, Germany. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Termination

We may terminate or suspend your access to our services at any time, with or without cause or notice, if we believe you have violated these Terms or for any other reason at our sole discretion. You may terminate your use of our services at any time by discontinuing use and closing your account. Upon termination, your right to use our services will cease immediately, though certain provisions of these Terms will survive termination.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on our website with an updated "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically to stay informed of any updates.

Force Majeure

AgileFactor shall not be liable for any failure or delay in performance of our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, government actions, or technical failures.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and AgileFactor regarding your use of our services. These Terms supersede all prior or contemporaneous communications and proposals between the parties.

Contact Information

If you have any questions about these Terms of Service, please contact us: